Australian mortgage calculator
Mortgage affordability calculator
Estimate borrowing capacity, monthly repayments and your remaining monthly cash flow before you enquire on a home.
Inputs
Your borrowing scenario
Adjust income, expenses, deposit and rate assumptions. Results update as you type.
Live
Auto-filled on property pages when a sale price is available.
$
$0$2,000,000
$
$0$600,000
$
$0$20,000
$
$0$1,000,000
%
1%12%
yrs
5 yrs35 yrs
How this estimate works
Homenet estimates repayments using principal-and-interest amortisation, then applies a serviceability buffer above the selected interest rate. Borrowing capacity is constrained by both serviceability and a debt-to-income cap.